Tools
What do you need to work out?
Four calculators for the numbers that actually decide a move.
Affordability
What can you actually afford? Income, debts and down payment against the stress test.
Closing costs
Land transfer tax (provincial and Toronto), legal, title and adjustments on a purchase.
Carrying cost
What a property costs to hold each month — mortgage, tax, utilities, condo fees.
Net proceeds
What you actually walk away with after mortgage, commission, legal and adjustments.
These currently open on myoakvillehomes.ca. They are Ivaylo’s own calculators and are being moved onto this site; the maths does not change.